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If you would like to compare Income Insurance NZ rates, to find out whether you qualify - or simply need some advice relating to the free service we provide, please click here to initiate your enquiry.

Alternatively, Income Insurance NZ also welcomes all feedback and suggestions in relation to this website.

If your enquiry is not related to a quote, please use our online help to ensure that we can assist you promptly.

Alternatively you can write to us at the following address;

PO Box 1183
Palm Beach,
Queensland, Australia 4221

Our registered office address is 43 Larch Street Tallebudgera, Qld Australia 4228

Australian Credit Licensing Information

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

Life Insurance Articles

How to Evaluate Income Insurance Providers

Income insurance may not be the first thing that comes to mind when considering personal finances, but its role in ensuring financial stability is crucial. By replacing a portion of your income if you’re unable to work due to illness or injury, income insurance provides a safety net that can help maintain your quality of life during challenging times. - read more

Demystifying Income Protection: What You Need to Know

Income protection insurance is a policy designed to replace a portion of your income if you're unable to work due to illness or injury. It acts as a financial safety net, ensuring that you can meet everyday expenses while focusing on recovery. - read more

How to Compare Income Insurance Quotes

As a working professional in New Zealand, protecting your income is crucial. An unforeseen event or illness can disrupt your financial stability, making income protection insurance an essential safety net. This type of insurance offers peace of mind by ensuring that you can meet your financial obligations if you're unable to work due to an illness or injury. - read more

How an Income Insurance Advisor Can Save You Money and Stress

Income insurance, often referred to as income protection, is a financial safety net designed to provide you with a significant portion of your income if you're unable to work due to illness or injury. This insurance ensures that your essential expenses, such as mortgage repayments, utilities, and groceries, are covered during your recovery period. - read more

Decoding Income Insurance: Key Terms Every Kiwi Should Know

Income insurance might not be the first thing that comes to mind when planning your finances, but it's one of the most crucial elements to consider. Picture this: you're managing well enough, budgeting your expenses with your regular paycheck, when suddenly an unexpected event like illness or injury prevents you from working. This is where income insurance becomes a financial lifesaver. - read more

Insurance News

Why insurer technology resilience matters when you need to claim

14 Jul 2026: Paige Estritori

A new regulatory focus on insurer operational resilience is a timely reminder that an income insurance policy is only as reassuring as the systems behind it. The Financial Markets Authority review, reported by Insurance Business in July 2026, found that many New Zealand insurers are still relying on ageing technology for core operations, while also managing significant outsourcing and cyber-security pressures. - read more

Why Delayed Life Milestones Could Widen New Zealand’s Income Protection Gap

11 Jul 2026: Paige Estritori

New Zealand’s younger workers are reshaping the traditional path into insurance. Fresh industry reporting, drawing on Deloitte’s 2026 Gen Z and Millennial Survey and Financial Services Council research, points to a clear shift: many Gen Z and millennial New Zealanders are delaying major life decisions because of financial pressure. Home ownership, starting a family and career changes have long been moments when people reassess life, mortgage and income protection cover. - read more

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Knowledgebase

Insurance Claim:
Notification to an insurance company requesting payment of an amount due under the terms of the policy.

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