Income Insurance NZ :: News
SHARE

Share this news item!

Heightened Road Risks as Holiday Travel Meets Freight Surge

Heightened Road Risks as Holiday Travel Meets Freight Surge

As the Australian summer holidays approach, a significant increase in road traffic is anticipated, coinciding with peak freight activity.
This convergence raises concerns about heightened road risks, prompting insurers and transport specialists to issue warnings to motorists.

According to the latest data from the National Truck Accident Research Centre (NTARC), in 85.7% of fatal crashes involving a car and a heavy vehicle, the truck driver was not at fault. This statistic underscores the importance of understanding how private motorists interact with commercial fleets and where risk mitigation efforts should be focused.

Aaron Louws, NTI's supply chain technical manager, emphasised the need for patience and caution on the roads. He noted that trucks operate differently from cars, with larger blind spots and longer stopping distances. Louws advised motorists to exercise extra caution on rural roads and adhere to speed limits to prevent dangerous situations.

Fatigue is another critical factor during the holiday season, as many families embark on long-distance journeys on unfamiliar or regional roads. Insurers and transport risk experts highlight the importance of planning and rest to mitigate fatigue-related risks. Louws recommended that drivers plan their journeys, schedule regular rest breaks, and stop when feeling tired, as sleep is the only effective remedy for fatigue.

The holiday period presents a complex mix of extended driving hours, irregular sleep patterns, increased traffic volumes, and more frequent stops at roadside facilities. This combination can lead to a rise in collision frequency and severity, particularly on freight corridors and rural highways where heavy vehicles are prevalent.

Additionally, the summer break overlaps with the busiest period for freight and parcel networks. In the November–December period last year, Australians lodged 103 million shipments, with a significant proportion destined for residential addresses. This surge has resulted in more heavy vehicles and delivery vans operating on suburban and regional streets, as well as major roads.

In light of these factors, insurers and transport specialists urge all road users to exercise caution, plan their journeys carefully, and remain vigilant to ensure safety during the holiday season.

Published:Tuesday, 23rd Dec 2025
Source: Paige Estritori

Share this news item:

Insurance News

Heightened Road Risks as Holiday Travel Meets Freight Surge Heightened Road Risks as Holiday Travel Meets Freight Surge
23 Dec 2025: Paige Estritori

As the Australian summer holidays approach, a significant increase in road traffic is anticipated, coinciding with peak freight activity. This convergence raises concerns about heightened road risks, prompting insurers and transport specialists to issue warnings to motorists. - read more
Addressing the Surge in Collision Risks Among Australian Fleet Operators Addressing the Surge in Collision Risks Among Australian Fleet Operators
23 Dec 2025: Paige Estritori

Australia's transport and haulage sector is currently navigating a period marked by an uptick in motor collision claims, posing significant challenges for fleet operators nationwide. This trend underscores the necessity for enhanced risk management and insurance strategies to safeguard operations and maintain profitability. - read more
Inattention and Speed: Primary Factors in Australian Truck Crashes Inattention and Speed: Primary Factors in Australian Truck Crashes
23 Dec 2025: Paige Estritori

The National Truck Accident Research Centre (NTARC) has released its latest Major Incident Investigation Report, shedding light on the predominant causes of significant truck crashes across Australia. The findings underscore the critical need for targeted interventions to enhance road safety within the transport industry. - read more
Australian Insurers Urged to Strengthen Cyber Risk Defenses Australian Insurers Urged to Strengthen Cyber Risk Defenses
23 Dec 2025: Paige Estritori

Recent findings from the PwC Insurance Banana Skins Survey indicate that Australian insurers are trailing behind their global counterparts in preparedness for cyber threats. The survey, which gathered insights from 698 insurance executives across 42 territories, revealed that Australian insurers scored 6.6% lower on the Preparedness Index compared to the global average. - read more
Australian General Insurers Report Record Profits Amid Premium Hikes Australian General Insurers Report Record Profits Amid Premium Hikes
23 Dec 2025: Paige Estritori

Australia's general insurance industry has reported a 19% return on equity (ROE) for the 2025 financial year, marking the highest in a decade. This significant achievement is attributed to favourable weather conditions, strong investment gains, and the continued flow-through of premium increases, as detailed in the latest Optima Report by actuarial consultancy Finity. - read more


Life Insurance Articles

Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs
In recent times, the allure of being your own boss has led to a significant shift towards self-employment in Australia. This growing trend reflects a desire for greater flexibility and autonomy in one's career. However, amidst this independence lie uncertainties and financial risks unique to those who venture out on their own. - read more
Why Income Protection Insurance Is Essential for Australians Why Income Protection Insurance Is Essential for Australians
Income protection insurance is a type of personal insurance that provides financial support if you are unable to work due to illness or injury. It ensures that you continue to receive a portion of your income, helping you manage daily expenses and financial commitments during recovery. - read more
Income Protection Insurance: A Lifeline for Self-Employed Aussies Income Protection Insurance: A Lifeline for Self-Employed Aussies
Income protection insurance is a vital financial safety net designed to support individuals who find themselves unable to work due to illness or injury. It provides a replacement income stream, cushioning the financial blow when life throws unexpected challenges your way. For self-employed Australians, who don't enjoy the same benefits as salaried employees—like sick leave or employer-funded superannuation—income protection becomes even more essential. - read more
Making Sense of Income Protection Insurance: A Must-Read Comparison for Australians Making Sense of Income Protection Insurance: A Must-Read Comparison for Australians
When life throws unexpected challenges our way, the assurance of financial stability can be a beacon of hope amidst the uncertainty. For many Australians, income protection insurance is that beacon, safeguarding their livelihood and providing a crucial safety net when they need it most. It's more than just a policy; it's a strategic step towards longer-term peace of mind. - read more
How Much Life Insurance Does Your Family Actually Need? How Much Life Insurance Does Your Family Actually Need?
Financial security for families is an essential consideration in any household. Life can be unpredictable, and ensuring that your loved ones are protected from financial hardship in your absence is a critical part of financial planning. - read more

Start Here !
income insurance protection
Apply now for your free Income Insurance assessment and price comparisons!

Start Here

Monthly Income Benefit:
Postcode:

All quotes are provided free and without obligation. We respect your privacy.

Knowledgebase
Insurance Policy Excess:
The amount you will have to contribute when you make a claim.